Posts Tagged ‘saving’

Financial Pressure was Mounting till I Chose for it to NOT Mount

January 12, 2008

I was feeling very stressed out yesterday about the international trip. I had been looking for jobs but nothing came my way. I made up around 3 different resumes, but something just didn’t seem right about aimlessly working to make money. I wanted to work somewhere where I could gain knowledge. It felt like my dreams were crumbling as I see so often with my friends who have to make money instead of going on audition and next thing you know, they’re a full time manager somewhere and their dreams have gone away. I do NOT want that happening to me.

My wife preaches the book, “Who Moved My Cheese?” about how to break habits. (She’s really good about practicing what she preaches. She took my advice when I told her that she should be saving 10% of everything she makes and she stuck with it for the past year and has several grand in her account. Then she opened up an HSBC saving at 4.25% just yesterday.) She said that I keep going through this every time property tax rolls around. I said that I want to build up a system (blogs) and not just work minimum wage jobs which will take away from my time to build the sites. Plus, it’s not like I sit around all day and watch TV. I don’t watch it at all. She said that it didn’t look like I need money that bad because I’m not jumping at any job. This is exactly how I keep getting into debt. I’m managing it now, but the trip will be too much.

Then I went to sleep and woke up feeling almost the same way, then I realized that it’s all a choice. I am choosing to be stuck in this pattern and be miserable. Like one of my favorite quotes, ‘you can be in debt and be miserable or you can be in debt. Period. I prefer to be in debt and do something about it – which I have been.

Then it dawned on me that I wouldn’t mind owning a franchise and possibly even working somewhere first where I could gain knowledge and then later own it.

I spoke to my father as well about selling their second house which they never use and buy a 4-plex. My mother was interested when I told her about it recently. I’m heading there tomorrow to see them and will bring it up and possibly go check out the area as well.

Mysteriously $2K disappeared out of my Bofa account and it is not showing up in the transactions as well as any other of my credit cards. The wamu2 got declined because I had the wamu1.