Posts Tagged ‘blog’

Washington Mutual Credit Card’s archaic system

January 11, 2008

I just filled out the WaMu cc paysmart invoice. Man! I felt like a dinosaur was about to rip my roof off and possibly eat me alive.  What does that mean?  Washington mutual’s credit card autopayment signup protocol is so archaic. I started the process days ago which was wasting my energy as I kept watching for late payments etc.  I finally got it and I had to write out a voided check – who does that anymore?

I must admit even though I seemed to switch everything from bank of America (BofA checking and savings), wamu’s customer service sucks big time.  First of all, I couldn’t open a savings account because of those stupid questions on their site for verification.  Then I didn’t get a debit card for 6 months.  I emailed them about every month and never received a reply.  I called them and they said it would be in within 10 days and it never showed up.  Then I called again and finally I got the card.  However, their products are awesome – free checking and checks for life; nearly 5% savings – which is why I’m with them.  I have no idea how they got JD Power and Associates Best Customer Service award.  I would write to JD if they screwed me over, but their in house customer service is very nice.  I like them a lot. I actually look forward to going to the bank. But come on WaMu cc – this is the 21st Century AD, not BC.

Nickling and Diming
I signed up for a few get paid for research sites such as pinecone.com as I’m totally broke.  I’ve been really stressing lately.  I had to buy a ticket for a domestic airline as my father is not doing too well.  I did put it on my swa cc so I can get something in return.  However, even bigger is the trip my wife and I are planning to go see her parents.  She hasn’t seen them in nearly a decade, so again we can’t put a price on that, but it is going to hurt. I was going to try and make some money before we go, but it doesn’t look likely now.  It’s an international flight which will set us back about $1500 each and we have to pay for our expenses here as well.  Anyway, this is going to kill me.  That’s why I’ve been trying to work harder on the blogs, but I feel so unfocused (I started another blog idea – not sure if I’m going to do it or not, but we’ll see).

To Blog or Not to Blog?

January 2, 2008

I spent almost all of yesterday 6+ hours learning about blogging as well as this morning for a couple of hours.  I’m becoming slightly disheartened by the amount of time I’m spending and the potential return. I’m expecting to make $1K/mo.  I’m not looking to do this full time.  However, after watching Donald Trump on a show and seeing how if I were to put this same effort into real estate then, it might pay off much bigger.  Which is still a plan, but I have not taken any steps yet.

FOCUSING ON ABES OVER SUSANS
I keep thinking about what Robert Kiyosaki says in Rich Dad Poor Dad about how much time people spend clipping coupons to save fifty cents, but they won’t put that same amount of time into learning about finances which would bring them much bigger returns.  However, the plus side of this blog thing is that 1) I write in my journal anyway, which I’ve been doing for 5+ years, 2) I just need to set up a system (the blog site, adsense) and then it becomes just a maintainence issue of writing and analyzing and it is passive income if set properly.  I’m not saying it’s going to be easy, but that’s why I’m spending so much time right now learning about what not to do, so I don’t waste 6mos and end up making enough to buy a pencil every week via google adsense.

I have even shied away from the financial stuff and have not really looked at the balance til this morning.