Debated With My Wife Regarding Finances

I offered my wife 20% for my half of the rent $425 (which equals to about $0.24/day). I didn’t want the emotion attached as if I’m a loafer husband who’s not pulling in the dough, so that’s why I offered double of what she could get with her money anywhere else.  She currently has about $3K sitting in a bank account earning about 0.25%.

She argued that I’m always on the edge every time prop tax comes around and questioned why I didn’t get a part-time job.  I told her that I refused to get a minimum wage job which is a waste of time. Instead I would rather put that time towards building a passive income system.

She works as a waitress like almost every other actor in town, but it’s not sustainable.  She makes decent income and can save, but it’s not what she wants to do.  So I told her that we’re at the opposite ends of almost everything we do – which is an excellent opportunity to see what the other person is doing and learn from them.  She said it breaks her heart to see me not having money. I told her that it breaks my heart that she’s working til 1am and coming home in the cold dark nights alone.  But didn’t fight and just kept each other in check to make sure we’re doing the right thing with our time.  This set up is so much better than both of us being in the same boat and not seeing a different type of life.  I told her that she has to learn about passive income every single day – whether it’s real estate, stocks, google adsense, etc.

BE KNOWLEDGEFUL BEFORE A FINANCIAL WINDFALL COMES YOUR WAY
Many of our friends land commercial gigs which pay about $20K for just a day’s work.  She even landed one recently, but you don’t start learning about what to do with the money ONCE you have the money.  You have to start learning BEFORE you have that money.  Usually what happens is that you get that kind of money and then you end up trying to save it and then six months later you realized that you worked less and spent all that on bills – like it happened to one of our friends just recently.  She moved into a nicer apt instead of setting up a system.  So, now she’s worse off than BEFORE she got the $20K because she lives in a ‘nicer’ place, but doesn’t have any more of the $20K to pay for it.

WAYS TO STOP EATING OUT
Also, we don’t have a system for food.  We usually go out and get something to eat when we have nothing in the house.  We should have at least 4-5 healthy choice frozen dinners as a back up.  We don’t like eating those things, but when we have no home cooked meals, we can dig into that which costs about $2 a pop – compared to $15 for two by going to a fast food restaurant.  We’ve been buying bags of beans and rice which is really cheap and easy to make and always readily available.  Another thing that really clicked for me in terms of cooking –  not sure if I mentioned it before – is to make gourmet food at home for about $5.  Usually when you cook pasta or something, it’s cheap and tastes cheap.  However, we started making fresh fish which at a restaurant would cost you about $25/plate.  We can make that for $3 at home.

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One Response to “Debated With My Wife Regarding Finances”

  1. Anemonefi Says:

    i am gonna show this to my friend, man

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