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	<title>Financially Yucky Guy's Weblog</title>
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	<link>http://fyguy.wordpress.com</link>
	<description>Tryin' my dangest to get out of debt and have some cash rollin' in</description>
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		<title>Financially Yucky Guy's Weblog</title>
		<link>http://fyguy.wordpress.com</link>
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		<title>Kinda fell off the wagon</title>
		<link>http://fyguy.wordpress.com/2008/03/26/kinda-fell-off-the-wagon/</link>
		<comments>http://fyguy.wordpress.com/2008/03/26/kinda-fell-off-the-wagon/#comments</comments>
		<pubDate>Wed, 26 Mar 2008 22:25:49 +0000</pubDate>
		<dc:creator>fyguy</dc:creator>
				<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[fico]]></category>
		<category><![CDATA[Numbers]]></category>
		<category><![CDATA[passive income]]></category>
		<category><![CDATA[debt guilt]]></category>
		<category><![CDATA[real estate]]></category>

		<guid isPermaLink="false">http://fyguy.wordpress.com/?p=44</guid>
		<description><![CDATA[I haven&#8217;t been here lately because I&#8217;ve been increasing my debt (over $18K now) and am starting to feel guilty.  My credit score went from 720, to 630, and it&#8217;s up to 656 now.  I knew that was going to happen in order for me to not pay 21% in finance charges.   However, gave up [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fyguy.wordpress.com&amp;blog=2385385&amp;post=44&amp;subd=fyguy&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Fico 800?</title>
		<link>http://fyguy.wordpress.com/2008/02/13/fico-800/</link>
		<comments>http://fyguy.wordpress.com/2008/02/13/fico-800/#comments</comments>
		<pubDate>Thu, 14 Feb 2008 07:24:57 +0000</pubDate>
		<dc:creator>fyguy</dc:creator>
				<category><![CDATA[fico]]></category>
		<category><![CDATA[Goal]]></category>
		<category><![CDATA[relationships]]></category>
		<category><![CDATA[tips]]></category>
		<category><![CDATA[auto-2]]></category>
		<category><![CDATA[experian]]></category>
		<category><![CDATA[fico 800]]></category>

		<guid isPermaLink="false">http://fyguy.wordpress.com/?p=43</guid>
		<description><![CDATA[My goal is to get a Fico score of 770 (which seems to be the lowest &#8220;A+&#8221; by an article on bankrate.com).  I went to a used car dealership yesterday which had the best price on cars.com.  I had to get my wife into a safe car.  I don&#8217;t think I can put a dollar [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fyguy.wordpress.com&amp;blog=2385385&amp;post=43&amp;subd=fyguy&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Got hit with ATM/Identity Fraud</title>
		<link>http://fyguy.wordpress.com/2008/02/13/got-hit-with-atmidentity-fraud/</link>
		<comments>http://fyguy.wordpress.com/2008/02/13/got-hit-with-atmidentity-fraud/#comments</comments>
		<pubDate>Thu, 14 Feb 2008 07:11:29 +0000</pubDate>
		<dc:creator>fyguy</dc:creator>
				<category><![CDATA[tips]]></category>
		<category><![CDATA[atm]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[indentity theft]]></category>

		<guid isPermaLink="false">http://fyguy.wordpress.com/?p=42</guid>
		<description><![CDATA[My account got hacked. Someone in Eastern Europe took out $475 ($300 Euros, the ATM max for the day?) out of my checking account, plus 4.75 for a foreign transaction fee.  I immediately called up and shut off the debit card.  I’m not sure if it’s because I used a &#8220;dirty&#8221; atm in a shady [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fyguy.wordpress.com&amp;blog=2385385&amp;post=42&amp;subd=fyguy&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>2</slash:comments>
	
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		<title>Debt Consolidation complete for now!</title>
		<link>http://fyguy.wordpress.com/2008/01/30/debt-consolidation-complete-for-now/</link>
		<comments>http://fyguy.wordpress.com/2008/01/30/debt-consolidation-complete-for-now/#comments</comments>
		<pubDate>Wed, 30 Jan 2008 21:11:17 +0000</pubDate>
		<dc:creator>fyguy</dc:creator>
				<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[Goal]]></category>
		<category><![CDATA[Numbers]]></category>
		<category><![CDATA[passive income]]></category>
		<category><![CDATA[relationships]]></category>
		<category><![CDATA[savings tips]]></category>
		<category><![CDATA[balance transfer]]></category>
		<category><![CDATA[priority]]></category>

		<guid isPermaLink="false">http://fyguy.wordpress.com/?p=41</guid>
		<description><![CDATA[Ok, I&#8217;m card hopping &#8211; not the best routine, but better than getting killed with high interest rates.  Now I the most I&#8217;m paying is 4.99% at Bofa for about 11K of debt.  The rest of my $15K debt is at zero percent.  This means that I&#8217;m paying about $525/year in interest charges down from [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fyguy.wordpress.com&amp;blog=2385385&amp;post=41&amp;subd=fyguy&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>1</slash:comments>
	
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		<title>Nearing the end of the Card-hopping game</title>
		<link>http://fyguy.wordpress.com/2008/01/25/nearing-the-end-of-the-card-hopping-game/</link>
		<comments>http://fyguy.wordpress.com/2008/01/25/nearing-the-end-of-the-card-hopping-game/#comments</comments>
		<pubDate>Fri, 25 Jan 2008 23:12:48 +0000</pubDate>
		<dc:creator>fyguy</dc:creator>
				<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[fico]]></category>
		<category><![CDATA[Numbers]]></category>
		<category><![CDATA[relationships]]></category>
		<category><![CDATA[0% credit card offers]]></category>
		<category><![CDATA[card hopping]]></category>
		<category><![CDATA[score]]></category>

		<guid isPermaLink="false">http://fyguy.wordpress.com/?p=40</guid>
		<description><![CDATA[NEVER TOO LATE TO LEARN I spent 10 days at home with my folks so there were no expenses.  I lectured my parents about how they can avoid their fights regarding money and marriage if they separate it.  I told them that my wife and I keep it completely separate so we don&#8217;t have to [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fyguy.wordpress.com&amp;blog=2385385&amp;post=40&amp;subd=fyguy&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://fyguy.wordpress.com/2008/01/25/nearing-the-end-of-the-card-hopping-game/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">fyguy</media:title>
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		<title>Financial Pressure was Mounting till I Chose for it to NOT Mount</title>
		<link>http://fyguy.wordpress.com/2008/01/12/financial-pressure-was-mounting-till-i-chose-for-it-to-not-mount/</link>
		<comments>http://fyguy.wordpress.com/2008/01/12/financial-pressure-was-mounting-till-i-chose-for-it-to-not-mount/#comments</comments>
		<pubDate>Sun, 13 Jan 2008 03:27:39 +0000</pubDate>
		<dc:creator>fyguy</dc:creator>
				<category><![CDATA[Goal]]></category>
		<category><![CDATA[Numbers]]></category>
		<category><![CDATA[passive income]]></category>
		<category><![CDATA[relationships]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[expense]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[franchise]]></category>
		<category><![CDATA[gal]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[support]]></category>
		<category><![CDATA[wealthy]]></category>
		<category><![CDATA[who moved my cheese?]]></category>
		<category><![CDATA[women]]></category>
		<category><![CDATA[yucky]]></category>

		<guid isPermaLink="false">http://fyguy.wordpress.com/2008/01/12/financial-pressure-was-mounting-till-i-chose-for-it-to-not-mount/</guid>
		<description><![CDATA[I was feeling very stressed out yesterday about the international trip. I had been looking for jobs but nothing came my way. I made up around 3 different resumes, but something just didn’t seem right about aimlessly working to make money. I wanted to work somewhere where I could gain knowledge. It felt like my [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fyguy.wordpress.com&amp;blog=2385385&amp;post=39&amp;subd=fyguy&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>Washington Mutual Credit Card&#8217;s archaic system</title>
		<link>http://fyguy.wordpress.com/2008/01/11/washington-mutual-credit-cards-archaic-system/</link>
		<comments>http://fyguy.wordpress.com/2008/01/11/washington-mutual-credit-cards-archaic-system/#comments</comments>
		<pubDate>Sat, 12 Jan 2008 00:02:19 +0000</pubDate>
		<dc:creator>fyguy</dc:creator>
				<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[passive income]]></category>
		<category><![CDATA[relationships]]></category>
		<category><![CDATA[0% credit card]]></category>
		<category><![CDATA[airline prices]]></category>
		<category><![CDATA[balance transfer]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[bofa]]></category>
		<category><![CDATA[customer service]]></category>
		<category><![CDATA[J.D. Power and Associates]]></category>
		<category><![CDATA[wamu]]></category>

		<guid isPermaLink="false">http://fyguy.wordpress.com/2008/01/11/washington-mutual-credit-cards-archaic-system/</guid>
		<description><![CDATA[I just filled out the WaMu cc paysmart invoice. Man! I felt like a dinosaur was about to rip my roof off and possibly eat me alive.  What does that mean?  Washington mutual’s credit card autopayment signup protocol is so archaic. I started the process days ago which was wasting my energy as I kept [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fyguy.wordpress.com&amp;blog=2385385&amp;post=38&amp;subd=fyguy&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">fyguy</media:title>
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		<title>Waiting for 0% Credit Card for Debt Consolidation is killing me</title>
		<link>http://fyguy.wordpress.com/2008/01/10/waiting-for-0-credit-card-for-debt-consolidation-is-killing-me/</link>
		<comments>http://fyguy.wordpress.com/2008/01/10/waiting-for-0-credit-card-for-debt-consolidation-is-killing-me/#comments</comments>
		<pubDate>Fri, 11 Jan 2008 06:29:16 +0000</pubDate>
		<dc:creator>fyguy</dc:creator>
				<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[Numbers]]></category>
		<category><![CDATA[0% credit card]]></category>
		<category><![CDATA[balance transfer]]></category>
		<category><![CDATA[mint.com]]></category>

		<guid isPermaLink="false">http://fyguy.wordpress.com/2008/01/10/waiting-for-0-credit-card-for-debt-consolidation-is-killing-me/</guid>
		<description><![CDATA[9:16 PM –  I took a deep breath and put in my passwords for mint.com.  I got a rejection notice from a blogging job I applied to, so I used that as fuel to get my finances in order and overcome the fear of putting all my financial passwords into one site.  So far, I’ve [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fyguy.wordpress.com&amp;blog=2385385&amp;post=37&amp;subd=fyguy&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://fyguy.wordpress.com/2008/01/10/waiting-for-0-credit-card-for-debt-consolidation-is-killing-me/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
	
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		<title>Pressure of No Income</title>
		<link>http://fyguy.wordpress.com/2008/01/09/pressure-of-no-income/</link>
		<comments>http://fyguy.wordpress.com/2008/01/09/pressure-of-no-income/#comments</comments>
		<pubDate>Thu, 10 Jan 2008 06:36:01 +0000</pubDate>
		<dc:creator>fyguy</dc:creator>
				<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[Numbers]]></category>
		<category><![CDATA[passive income]]></category>
		<category><![CDATA[savings tips]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[mint.com]]></category>
		<category><![CDATA[personal finance]]></category>

		<guid isPermaLink="false">http://fyguy.wordpress.com/2008/01/09/pressure-of-no-income/</guid>
		<description><![CDATA[I’ve been feeling really pressured lately as there is no new money coming in.  instead of pushing my property mgr to get a new client in. I formatted the listing of my condo to his site specific.  Sent him pictures I have of the empty condo and said that I would send this out to [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fyguy.wordpress.com&amp;blog=2385385&amp;post=36&amp;subd=fyguy&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">fyguy</media:title>
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		<title>Coming out of Avoiding Negative to Gaining Positive mode</title>
		<link>http://fyguy.wordpress.com/2008/01/05/coming-out-of-avoiding-negative-to-gaining-positive-mode/</link>
		<comments>http://fyguy.wordpress.com/2008/01/05/coming-out-of-avoiding-negative-to-gaining-positive-mode/#comments</comments>
		<pubDate>Sat, 05 Jan 2008 23:57:48 +0000</pubDate>
		<dc:creator>fyguy</dc:creator>
				<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[Goal]]></category>
		<category><![CDATA[Numbers]]></category>
		<category><![CDATA[passive income]]></category>
		<category><![CDATA[tips]]></category>
		<category><![CDATA[0% credit card]]></category>
		<category><![CDATA[debt ratio]]></category>
		<category><![CDATA[fico]]></category>
		<category><![CDATA[rewards]]></category>

		<guid isPermaLink="false">http://fyguy.wordpress.com/2008/01/05/coming-out-of-avoiding-negative-to-gaining-positive-mode/</guid>
		<description><![CDATA[I was hesistant the other day to put purchases on my SWA credit card because I didn’t want to go back into a credit card debt.  So I put a few things on there (gas, groceries,etc) and immediately paid it from my checking account.  Now that I got a lot of the 16% debt down [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fyguy.wordpress.com&amp;blog=2385385&amp;post=35&amp;subd=fyguy&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>1</slash:comments>
	
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			<media:title type="html">fyguy</media:title>
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